Checks Unlimited
Why Trust National Debt Relief

Welcome to

The goal of this website is to help with the establishment, restoration, or maintenance of a healthy credit rating, and improving credit scores on TransUnion, Equifax, and Experian.

Are Payday Loans Helpful?

What are PAYDAY LOANS and are they helpful? The answer to the second part of this question is probably a resounding yes and no! First, what is a Payday Loan? A payday loan is a small, short-term loan generally repaid in full on the borrower’s next payday. Hence, it serves as an advance on one’s paycheck, used to... Read More »

Tips for Improving Your Credit Score

Several factors go into the calculation of your credit score.  According to Tom Corson-Knowles, in his book, 33 Ways To Raise Your Credit Score, these include, in order of importance, Payment History (35%) Amount Owed (30%) Length of Credit History (15%) Types of Credit You Use (10%) New Credit (10%) 1.  A history of paying... Read More »

Importance of Credit Cards to Develop & Maintain a Good Credit History

The importance of getting and maintaining a good credit history cannot be overstated. One’s credit history affects every aspect of life, from where you can live and work to what you’ll pay for anything you might buy. Indeed, credit history even more often than not governs whether you can or cannot buy the things you... Read More »

Are Debt Settlement Services Worthwhile?

Debt collectors can be relentless in their efforts to collect on behalf of their clients. And it doesn’t much matter if the debt may be unfair or inaccurate. If you are being hounded by these people, you may need a professional service equally unrelenting in representing your interests.  This is particularly true if your total... Read More »

Check Your Own Credit Reports Often

While having numerous credit checks against your account by others can drag your credit score down, checks you make on your own account do not have this effect.  It is important to check your credit report regularly.  Be sure outdated, duplicative, and erroneous information is promptly removed from your credit report. Duplicate data may occur,... Read More »

Improve Credit By Buying a Car

It is much easier for the credit-challenged to be approved for a car loan than a home mortgage, a personal loan, or a credit card.  There are a number of reasons for this. Alan Ikemura, senior product manager of Experian Decision Sciences, was quoted by MSN Money as saying that auto loans have always been... Read More »